Government Mortgage Help - Mortgage Help for the average American. An Americans Guide to the 2. Government Mortgage Assistance Payments and Help Programs If you are Late on your mortgage, there may be a program that can help you keep your home. Government Program To Help Refinance My Car123 mortgage refinance mortgage letters government program for upside down mortgages. If you want to refinance your mortgage.
See if you qualify for the U. S. Loan Modification Plan now, If you are late on your mortgage please Fill out the Form Below. The recession has caused the government to pass a lot of spending bills in this year of 2. The intent of the bills is to help people who own homes avoid foreclosure. If you’re a homeowner, you should know about the government programs that will assist you with your mortgage. The government programs were announced in February of 2. Homeowner Affordability and Stability Plan. This plan is complicated and can be difficult to understand. The reason is because there has been a lot of press conference, there are many programs that sound the same, and there are a lot of cryptic acronyms. To help you make sense of it all, we have put together this helpful article which will explain the mortgage assistance programs. You can see if you’re eligible for these programs by clicking on the links in this articl. We’ll begin by providing you some background information.(more. It is paying off the previous loan with a new one with better interest rates and installments. You can choose the best plan for yourself when you are going for refinancing. Wells Fargo offers great refinancing deals for its customers. The company knows how to keep their customers happy as they are offering two more refinancing programsfor their already existing customers. Streamlined Refinance. If you are worried about the high- interest rates and too many installments of your loan, then all you have to do is enroll for the streamlined refinance program offered by Wells Fargo. This program gives better interest rates, the easy number of installments and easier application process. Benefits. The benefits of streamlined refinancing are endless. You can avoid the entire appraisal and the application fee. There are no closing costs, and the loan pricing is locked once you’ve submitted the complete application, there can be no changes to it. The best thing about streamlined refinancing is that you don’t have t. There are low upfront costs, and the process is quite fast and easy. Points to Be Noted. There are a few things that you might look into before signing up for the streamlined refinancing. Firstly, this offer is only for already existing Wells Fargo customers, not new ones. Secondly, this refinancing does not allow a cash- out refinance so you will have to take it into consideration too. And lastly, this refinancing deal might give you a higher interest rate but a low overall cost, so it’s better if you consult your mortgage consultant before signing up for this offer. Wells Fargo & Home Affordable Refinance Program (HARP)This loan is best for people who owe more than what their home actually costs and are in trouble with their debts. You can avail this program quite easily by filling out a small number of documents and signing them in the presence of witnesses. It is a limited time program, and it expires at the end of this year on 3. December 2. 01. 6. Eligibility Criteria. For acquiring a HARP loan, you have to be eligible for it. Government Mortgage Program In the United States, liquidation, reorganization, and debt adjustment are your legal options after bankruptcy. This means that you must be an existing customer of Wells Fargo. You should be current on your mortgage payments and it must be owned by Fannie Mae or Freddie Mac, originated before June 2. These are all the requirements your mortgage has to fulfill to be eligible for this HARP program. Wells Fargo 3- Step No Cost Refinancing Program. This is another great initiative from Wells Fargo in which they offer their already existing customers a deal including lower interest rates without any hidden fees or charges. Many people think the offer is too good to be true, but it actually exists. This plan offers 1% decrease in your interest rate and that too without any cost for appraisal, applications, and closing. This 1% decrease in interest rate can sum up to a huge amount at the end of a mortgage long period. This is why this offer is only valid for refinancing of a minimum of 1. If you think about the math here, the 1% decrease is a pretty huge sum and can save you a lot of money from your mortgage payment. You can always use this money for better investments or your kids’ education etc. This is a great deal for people who are already refinanced by Wells Fargo and are looking for a better refinancing program for the longer run. Wells Fargo really does know how to keep its customers happy and stress- free. Wells Fargo Refinancing REVIEWSWells Fargo is a notable bank, and there are several customer reviews about them. Some people say that the offers are a scam, and they do charge extra fees while others have the opinion that the bank offers exactly what it claims to offer to its customers. There are good reviews as well as bad reviews. This is why we suggest that you should always consult a mortgage specialist so that you can make a better choice for your future. Posted in: Wells Fargo . The Plan that President Obama announced last week was to reduce premiums charged by the Federal Housing Administration (FHA). President Obama will seek to address the ongoing housing problem, with a new program that will begin Jan. Americans who pay FHA mortgage insurance payments. This plan will assist many Americans, through providing low insurance rates on federally issued mortgages to first time home purchases, minority Americans and struggling us citizens. This plan, while modest, will produce savings of $9. The best part of this is it, doesn’t require congress’s approval since lowering FHA fees is under the control of President Barack Obama and the HUD Secretary. The FHA program is designed to insure loans made to mortgage borrowers who make down payments that are as small as 3. This is the key that makes the FHA program popular among first time home buyers who may not have a lot of money saved up (or liquidity in current properties). The FHA currently charges 1. The new rate will reportedly be 0. This will be the equivalent of a 0. FHA mortgage holders and could mean savings of up to thousands of dollars per year, there is no doubt that this will be a boon to FHA loan holders and to potential home buyers. Other options that Sellers are using to help first time home buyers navigate through the FHA loan program is that to assist the buys with a variety of costs There are a variety of costs that you can pay for your buyer when they choose a FHA mortgage. FHA has a higher limit to the percentage of the seller credit in comparison to the conventional mortgage, which only allows for a 3 percent seller concession. FHA loans allow a 6 percent seller concession with certain restrictions. The seller can pay for discount points to bring the buyer’s interest rate down or closing costs themselves. Any other costs that are credited will affect the buyer’s loan amount. These charges include moving costs, costs to repair the home or any other costs in connection with the condition of the home. If you decide to contribute to these costs, the dollar amount of the buyer’s mortgage will go down accordingly. For example, if you give a $5. LTV. At Present, FHA mortgage insurance on most 3. FHA loans is at a rate of 1. With the new guidelines, the mortgage insurance rate will be 0. On a $2. 00,0. 00 FHA loan, that is a savings of $8. However small, this move by the president shows just how hard it is to recharge the housing sector since the 2. President Obama’s plan should start a process that could rope 2. US. This will lower refinancing costs for an estimated 8. Federal Government officials said. This is just a minute fraction of the over 2. While housing usually leads the country out of recession, this time, it is an anchor, the hope is with rising employment, more buyers on the edge that could afford will be tempted to come back into the housing market. US Federal government Administration officials are not as down on the housing market as many media pundits say, they have some good facts to back them up their opinions too.,In most markets home prices have risen 3. Of the roughly 1. More than 8 million homeowners have been able to refinance their mortgages, through the Obama’s (HAMP) or because of industry standards set by the program. Home Affordable Refinance Program (HARP). FHA Loans for those with poor credit. The mortgage borrower’s credit score is important in the actual amount of the down payment required for your FHA Mortgage. Typically, if your credit score is higher than 5. If your credit score hovers between 5. These are FHA guidelines that are strictly enforced by the FHA and might be increased depending on the lender that you decide to use. Lenders have their own system in how much they want as a down payment on a loan in order to decrease the risk of foreclosure. The president’s F. H. A. For many, closing costs are often not initially considered when getting a new or renewed mortgage. Sometimes, closing costs must be paid out of pocket as well. However, there are ways to reduce your closing costs so that you keep more of your money. It is important to understand what closing costs are, the different types that exist, and how you can find different resources to lower the closing costs for you. What are Closing Costs? Closing costs are fees that borrowers pay to the lender and third parties such as insurance and title/escrow companies. There are also optional fees that might be paid as well, such as for mortgage discount points. Also, there are two different types of closing costs, recurring and non- recurring. The difference is that non- recurring closing costs need only to be paid one time while recurring closing costs must be paid more than once. Many borrowers will have to pay both types of fees depending on a number of circumstances. Types of Recurring Closing Costs. HOA Dues. Interest. Property Taxes. Homeowner’s, Flood and Mortgage Insurance.
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The symposium will be held Friday, Feb. Since 1. 99. 8, Schissel has served as conductor of the Cleveland Symphonic Winds- Blossom Festival Band. He also regularly conducts the Blossom Festival Orchestra. The native of New Hampton, Iowa, has traveled throughout the United States, Europe and Asia, conducting orchestras, bands and choral ensembles in a broad range of musical styles and varied programs. In the years following his studies at the University of Northern Iowa, Schissel distinguished himself as a prominent conductor, orchestrator and musicologist. He is founder and music director of the Arlington- based Virginia Grand Military Band, an ensemble comprised of current and former members of the four U. S. These continuing education hours will be available through Waynesburg University. The course credit registration form will be available upon arrival at the registration table. Participants must attend the entire workshop to receive course credit. For more information, call 7. Contact: Samantha Mc. Clintock, Communication Specialist. The Milford High School Symphonic Band is the top ensemble at the high school level. It is compromised of students grades 10-12 who audition each spring for. A concert band, also called wind ensemble, symphonic band, wind symphony, wind orchestra, wind band, symphonic winds, symphony band, or symphonic wind ensemble, is a. Symphonic Band Concert Programs Designs
An error occurred while setting your user cookie. Please set your. browser to accept cookies to continue. This cookie stores just a. ID; no other information is captured. Accepting the NEJM cookie is. Research Methods in Community Medicine: Surveys, Epidemiological Research, Programme Evaluation, Clinical Trials Medical books Research Methods in Community Medicine. Medical books Research Methods In Community. Traditional Herbal Medicine Research Methods: Identification, Analysis. Traditional Herbal Medicine Research Methods: Identification, Analysis. PDF(7098K) References. Browse Research articles from the New England Journal of Medicine. PDF; Save; Special Report. Inderal: Uses, Dosage & Side Effects. Generic Name: propranolol (pro PRAN oh lol)Brand Names: Inderal LA, Inderal XL, Inno. Pran XL, Inderal. What is Inderal? Inderal (propranolol) is a beta- blocker. Multiple Sclerosis: Drug Treatments (continued) Font. Support Program: MS LifeLines 877-447-3243. Pseudomonas aeruginosa Infections Treatment & Management. Author: Marcus Friedrich, MD, MBA. Two-drug combination therapy. Fluoroquinolones provide an alternative for the beta-lactam–sensitive patient. A national review of state alcohol and drug treatment programs and certification standards for substance abuse counselors and prevention professionals state Beta- blockers affect the heart and circulation (blood flow through arteries and veins). Inderal is used to treat tremors, angina (chest pain), hypertension (high blood pressure), heart rhythm disorders, and other heart or circulatory conditions. It is also used to treat or prevent heart attack, and to reduce the severity and frequency of migraine headaches. Inderal may also be used for purposes not listed in this medication guide. Important information. You should not use Inderal if you have asthma, very slow heart beats, or a serious heart condition such as . It is not known whether Inderal will harm an unborn baby. Tell your doctor if you are pregnant or plan to become pregnant while using this medicine. See also: Pregnancy and breastfeeding warnings (in more detail)Propranolol can pass into breast milk and may harm a nursing baby. Tell your doctor if you are breast- feeding a baby. How should I take Inderal? Take Inderal exactly as prescribed by your doctor. Follow all directions on your prescription label. Your doctor may occasionally change your dose to make sure you get the best results. Do not take this medicine in larger or smaller amounts or for longer than recommended. Adults may take Inderal with or without food, but take it the same way each time. Take this medicine at the same time each day. Do not crush, chew, break, or open an extended- release capsule. Swallow it whole. Your blood pressure will need to be checked often. If you need surgery, tell the surgeon ahead of time that you are using Inderal. You may need to stop using Inderal for a short time. Do not skip doses or stop using Inderal suddenly. Stopping suddenly may make your condition worse. Drug Treatment for Hypertensive Emergencies. Inderal (propranolol) is a beta-blocker. Inderal is only part of a complete program of treatment for hypertension that may also include diet. The easiest way to lookup drug information. Interferon Beta-1b Injection: learn about side effects, dosage, special precautions, and more on MedlinePlus. Food and Drug Administration today approved Entresto (sacubitril/valsartan) tablets for the treatment of heart failure. The drug has been shown to reduce the rate of cardiovascular death and hospitalization. Residential drug treatment can be broadly divided into two camps: 12-step programs and therapeutic communities. Beta blockers are a type of drug used to treat high blood pressure. Beta blocker overdose occurs. This is for information only and not for use in the treatment or. URAC's accreditation program is an independent audit. Follow your doctor's instructions about tapering your dose. This medicine can cause unusual results with certain medical tests. Tell any doctor who treats you that you are using Inderal. If you are being treated for high blood pressure, keep using this medicine even if you feel well. High blood pressure often has no symptoms. You may need to use blood pressure medicine for the rest of your life. Inderal is only part of a complete program of treatment for hypertension that may also include diet, exercise, and weight control. Follow your diet, medication, and exercise routines very closely if you are being treated for hypertension. Store at room temperature away from moisture and heat. See also: Dosage Information (in more detail)What happens if I miss a dose? For regular (short- acting) propranolol: Take the missed dose as soon as you remember. Skip the missed dose if your next dose is less than 4 hours away. For extended- release propranolol (Inderal LA, Inno. Pran XL and others): Take the missed dose as soon as you remember. Skip the missed dose if your next dose is less than 8 hours away. Do not take extra medicine to make up the missed dose. What happens if I overdose? Seek emergency medical attention or call the Poison Help line at 1- 8. Overdose symptoms may include slow or uneven heartbeats, dizziness, weakness, or fainting. What should I avoid while taking propranolol? Avoid drinking alcohol. It may increase your blood levels of Inderal. Avoid getting up too fast from a sitting or lying position, or you may feel dizzy. Get up slowly and steady yourself to prevent a fall. Inderal side effects. Get emergency medical help if you have any signs of an allergic reaction to Inderal: hives; difficult breathing; swelling of your face, lips, tongue, or throat. Call your doctor at once if you have: slow or uneven heartbeats; a light- headed feeling, like you might pass out; wheezing or trouble breathing; shortness of breath (even with mild exertion), swelling, rapid weight gain; sudden weakness, vision problems, or loss of coordination; cold feeling in your hands and feet; depression, confusion, hallucinations; liver problems - nausea, upper stomach pain, itching, tired feeling, loss of appetite, dark urine, clay- colored stools, jaundice (yellowing of the skin or eyes); low blood sugar - headache, hunger, weakness, sweating, confusion, irritability, dizziness, fast heart rate, or feeling jittery; low blood sugar in a baby - pale skin, blue or purple skin, sweating, fussiness, crying, not wanting to eat, feeling cold, drowsiness, weak or shallow breathing (breathing may stop for short periods), seizure (convulsions), or loss of consciousness; orsevere skin reaction - fever, sore throat, swelling in your face or tongue, burning in your eyes, skin pain, followed by a red or purple skin rash that spreads (especially in the face or upper body) and causes blistering and peeling. Common Inderal side effects may include: nausea, vomiting, diarrhea, constipation, stomach cramps; decreased sex drive, impotence, or difficulty having an orgasm; sleep problems (insomnia); ortired feeling. This is not a complete list of side effects and others may occur. Call your doctor for medical advice about side effects. You may report side effects to FDA at 1- 8. FDA- 1. 08. 8. See also: Side effects (in more detail)What other drugs will affect Inderal? Tell your doctor about all medicines you use, and those you start or stop using during your treatment with Inderal, especially: a blood thinner - warfarin, Coumadin, Jantoven; an antidepressant - amitriptyline, clomipramine, desipramine, imipramine, and others; drugs to treat high blood pressure or a prostate disorder - doxazosin, prazosin, terazosin; heart or blood pressure medicine - amiodarone, diltiazem, propafenone, quinidine, verapamil, and others; NSAIDs (nonsteroidal anti- inflammatory drugs) - aspirin, ibuprofen (Advil, Motrin), naproxen (Aleve), celecoxib, diclofenac, indomethacin, meloxicam, and others; orsteroid medicine- prednisone and others. This list is not complete. Other drugs may interact with propranolol, including prescription and over- the- counter medicines, vitamins, and herbal products. Not all possible interactions are listed in this medication guide. More about Inderal (propranolol) Consumer resources Professional resources Other formulations Related treatment guides. Where can I get more information? Your pharmacist can provide more information about Inderal. Remember, keep this and all other medicines out of the reach of children, never share your medicines with others, and use Inderal only for the indication prescribed. Disclaimer: Every effort has been made to ensure that the information provided by Cerner Multum, Inc. Drug information contained herein may be time sensitive. Multum information has been compiled for use by healthcare practitioners and consumers in the United States and therefore Multum does not warrant that uses outside of the United States are appropriate, unless specifically indicated otherwise. Multum's drug information does not endorse drugs, diagnose patients or recommend therapy. Multum's drug information is an informational resource designed to assist licensed healthcare practitioners in caring for their patients and/or to serve consumers viewing this service as a supplement to, and not a substitute for, the expertise, skill, knowledge and judgment of healthcare practitioners. The absence of a warning for a given drug or drug combination in no way should be construed to indicate that the drug or drug combination is safe, effective or appropriate for any given patient. Multum does not assume any responsibility for any aspect of healthcare administered with the aid of information Multum provides. The information contained herein is not intended to cover all possible uses, directions, precautions, warnings, drug interactions, allergic reactions, or adverse effects. If you have questions about the drugs you are taking, check with your doctor, nurse or pharmacist. Copyright 1. 99. 6- 2. Cerner Multum, Inc. Revision Date: 2. Comprehensive Care Center: Alcoholism Treatment Program Beta in Lawrenceburg, Kentucky. The addiction treatment business. Growth Theory through the Lens of Development Economics. Growth Theory through the Lens of Development Economics. 1 ECON 159 Syllabus (last revision 2.1.09) Development Economics: Theory, Evidence and Policy Professor Allen C. Kelley Economics 159 Duke University Fall 2009 Course Objectives and Format In this course students gain a. Theory, evidence, and implications for policy in Brazil. Local economic development policies have surged in Brazil over the past decade—a major shift in this regionally diverse country of 2. Latin America. We review the stylized facts, expected patterns and policy recommendations from the foundational studies in regional and urban economics. We then provide a summary of a more recent stream of scholarship focused on local economic development (LED) studies in developed and developing countries that have surged in the last 2. Based on this review, we then systemize the findings emerging from studies focused on analyzing local economic development policies in Brazil recognizing the distinctive contributions emerging from both the empirical and the case studies literatures. We identify key lessons for (and from) the Brazilian experience and conclude that Brazil and Latin American countries need a new generation of studies that undertake more rigorous evaluations of these policy experiments. Finally, we recommend steps to advance such research. Development theory - Wikipedia, the free encyclopedia. Development theory is a conglomeration or a collective vision of theories about how desirable change in society is best achieved. Such theories draw on a variety of social science disciplines and approaches. In this article, multiple theories are discussed, as are recent developments with regard to these theories. Modernization theory. The theory looks at which aspects of countries are beneficial and which constitute obstacles for economic development. The idea is that development assistance targeted at those particular aspects can lead to modernization of 'traditional' or 'backward' societies. Scientists from various research disciplines have contributed to modernization theory. Sociological and anthropological modernization theory. Marquis de Condorcet was involved in the origins of this theory. This theory also states that technological advancements and economic changes can lead to changes in moral and cultural values. The French sociologist. It described how social order is maintained in society and ways in which primitive societies can make the transition to more advanced societies. It assumes that economic growth can only be achieved by industrialization. Growth can be restricted by local institutions and social attitudes, especially if these aspects influence the savings rate and investments. The constraints impeding economic growth are thus considered by this model to be internal to society. Rostow identified five stages through which developing countries had to pass to reach an advanced economy status: (1) Traditional society, (2) Preconditions for take- off, (3) Take- off, (4) Drive to maturity, (5) Age of high mass consumption. He argued that economic development could be led by certain strong sectors; this is in contrast to for instance Marxism which states that sectors should develop equally. As such, it neglects the social structures that have to be present to foster development. In this model Lewis explained how the traditional stagnant rural sector is gradually replaced by a growing modern and dynamic manufacturing and service economy. Modernization which is forced from outside upon a society might induce violent and radical change, but according to modernization theorists it is generally worth this side effect. Critics point to traditional societies as being destroyed and slipping away to a modern form of poverty without ever gaining the promised advantages of modernization. Read Book PDF Online Here http:// Economics of Development: Theory and Evidence PDF Free. ECONOMICS OF DEVELOPMENT: THEORY AND EVIDENCE WALL A.P.T. Wydawnictwa polskie i angloj zyczne. Ksi garnia Bankowa.pl realizuje zam wienia dla pracownik w ICT clusters in development: Theory and evidence (Citations: 22) nation. Infrastructure Development and Economic Growth in South Africa: A review of the accumulated evidence Johannes Fedderke1 and Rob Garlick2 Policy Paper Number 12 1 School of Economics, University of Cape Town and Economic. Structuralism. The unit of analysis is the transformation of a country. Policy prescriptions resulting from structuralist thinking include major government intervention in the economy to fuel the industrial sector, known as import substitution industrialization (ISI). This structural transformation of the developing country is pursued in order to create an economy which in the end enjoys self- sustaining growth. This can only be reached by ending the reliance of the underdeveloped country on exports of primary goods (agricultural and mining products), and pursuing inward- oriented development by shielding the domestic economy from that of the developed economies. Trade with advanced economies is minimized through the erection of all kinds of trade barriers and an overvaluation of the domestic exchange rate; in this way the production of domestic substitutes of formerly imported industrial products is encouraged. The logic of the strategy rests on the infant industry argument, which states that young industries initially do not have the economies of scale and experience to be able to compete with foreign competitors and thus need to be protected until they are able to compete in the free market. If true, this would also support the ISI strategy. Structuralists argue that the only way Third World countries can develop is through action by the state. Third world countries have to push industrialization and have to reduce their dependency on trade with the First World, and trade among themselves. The roots of structuralism lie in South America, and particularly Chile. In 1. 95. 0, Raul Prebisch went to Chile to become the first director of the Economic Commission for Latin America. In Chile, he cooperated with Celso Furtado, Anibal Pinto, Osvaldo Sunkel, and Dudley Seers, who all became influential structuralists. Dependency theory. Whereas structuralists did not consider that development would be possible at all unless a strategy of delinking and rigorous ISI was pursued, dependency thinking could allow development with external links with the developed parts of the globe. However, this kind of development is considered to be . Dependency thinking starts from the notion that resources flow from the . Contrary to modernization theory, dependency theory states that not all societies progress through similar stages of development. Primitive states have unique features, structures and institutions of their own and are the weaker with regard to the world market economy, while the developed nations have never been in this follower position in the past. Dependency theorists argue that underdeveloped countries remain economically vulnerable unless they reduce their connectedness to the world market. Also, developed nations will try to maintain this situation and try to counter attempts by developing nations to reduce the influence of developed nations. This means that poverty of developing nations is not the result of the disintegration of these countries in the world system, but because of the way in which they are integrated into this system. In addition to its structuralist roots, dependency theory has much overlap with Neo- Marxism and World Systems Theory, which is also reflected in the work of Immanuel Wallerstein, a famous dependency theorist. Wallerstein rejects the notion of a Third World, claiming that there is only one world which is connected by economic relations (World Systems Theory). He argues that this system inherently leads to a division of the world in core, semi- periphery and periphery. One of the results of expansion of the world- system is the commodification of things, like natural resources, labor and human relationships. It tried to define an absolute minimum of resources necessary for long- term physical well- being. The poverty line which follows from this, is the amount of income needed to satisfy those basic needs. The approach has been applied in the sphere of development assistance, to determine what a society needs for subsistence, and for poor population groups to rise above the poverty line. Basic needs theory does not focus on investing in economically productive activities. Basic needs can be used as an absolute. Proponents of basic needs have argued that elimination of absolute poverty is a good way to make people active in society so that they can provide labor more easily and act as consumers and savers. It would lack theoretical rigour, practical precision, be in conflict with growth promotion policies, and run the risk of leaving developing countries in permanent. Neoclassical theory. Classical economics was developed in the 1. Early contributors to this theory are Adam Smith and David Ricardo. Classical economists argued . The 'invisible hand' of Adam Smith makes sure that free trade will ultimately benefit all of society. John Maynard Keynes was a very influential classical economist as well, having written his General Theory of Employment, Interest, and Money in 1. Neoclassical development theory became influential towards the end of the 1. Margaret Thatcher in the UK and Ronald Reagan in the USA. Also, the World Bank shifted from its Basic Needs approach to a neoclassical approach in 1. From the beginning of the 1. Structural adjustment. Important aspects of those SAPs include: These measures are more or less reflected by the themes which were identified by the Institute of International Economics which were believed to be necessary for the recovery of Latin America from the economic and financial crises of the 1. These themes are known as the Washington consensus, a termed coined in 1. John Williamson. Recent trends. According to postdevelopment scholars, the goal of improving living standards leans on arbitrary claims as to the desirability and possibility of that goal. Postdevelopment theory arose in the 1. According to postdevelopment theorists, the idea of development is just a 'mental structure' (Wolfgang Sachs) which has resulted in an hierarchy of developed and underdeveloped nations, of which the underdeveloped nations desire to be like developed nations. The Western lifestyle may neither be a realistic nor a desirable goal for the world's population, postdevelopment theorists argue. Development is being seen as a loss of a country's own culture, people's perception of themselves and modes of life. According to Majid Rahnema, another leading postdevelopment scholar, things like notions of poverty are very culturally embedded and can differ a lot among cultures. The institutes which voice the concern over underdevelopment are very Western- oriented, and postdevelopment calls for a broader cultural involvement in development thinking. Postdevelopment proposes a vision of society which removes itself from the ideas which currently dominate it. According to Arturo Escobar, postdevelopment is interested instead in local culture and knowledge, a critical view against established sciences and the promotion of local grassroots movements. Also, postdevelopment argues for structural change in order to reach solidarity, reciprocity, and a larger involvement of traditional knowledge. Sustainable development. Sustainable development can be broken up into environmental sustainability, economic sustainability and sociopolitical sustainability. The book 'Limits to Growth', commissioned by the Club of Rome, gave huge momentum to the thinking about sustainability. This led to the 1. Kyoto Accord, with the plan to cap greenhouse- gas emissions. Project Life Cycle - CBISConsider any project and you. Construction projects have definite phases. What Are the Five Project Life Cycle Phases? The Six-Phase Comprehensive Project Life Cycle Model Including the Project. For consumer products the product life cycle typically has five phases: introduction, growth. Introduction to Software Engineering/Process/Life Cycle. These baselines are established after four of the five phases of the SDLC. IT projects have definite phases. Marketing, sales, and internal projects all have definite phases. There may be some overlap between the standard project close- out phase and the initiation of the product usage and thus its product life cycle. For consumer products the product life cycle typically has five phases: introduction, growth, maturity, decline, and termination. There may of course be product improvements (new projects) to extend the product life. If the project produces a new facility, such as a petrochemical processing plant, the product life cycle will consist of these phases: commissioning (usually also an overlapping phase with the project that produced the plant), operation (with periodic maintenance and modification projects interrupting productive operation), decommissioning, and demolition (including any ecological clean up.)For an IT software project that produces an information system, the product life cycle phases will include commissioning (placing the system into full operation), operation, and decommissioning (usually replaced by a new system.)When agile project management methods are in use, there will often be a long period of continuous improvement as new features are added or unforeseen deficiencies are corrected during the project execution phase. In these cases it may be difficult to know when the original project scope has been achieved and to identify exactly when the project has been closed out and the system (product) operation phase begins. An appropriate response to the need is documented in a business case with recommended solution options. A feasibility study is conducted to investigate whether each option addresses the project objective and a final recommended solution is determined. Issues of feasibility and justification are addressed. Planning and Design Phase. The project solution is further developed considering minute details and necessary steps are planned to meet the project. In this step, the team identifies all of the work to be done. This is also referred to as scope management. Contractor Selection Phase. In anticipation of selecting a contractor, the owner decides whether an open invitation will be issued to all possible vendors or whether only certain contractors will be invited to submit offers and whether any sort of prequalification process will be invoked to limit the number of tenders. On the other side, contractors will have to consider a number of factors in deciding whether they will make the effort to assemble a proposal for a particular project. Project Mobilisation Phase. After the contractor is selected, a number of activities must be completed before installation work can begin at the project site that includes securing of various bonds, licenses and insurances. A detailed program for the construction activities is prepared. For records management? The life cycle is the starting point for creating a records management program. What are the phases of the life cycle of.The Life Cycle and Stages of. The ten stages are grouped into five phases. This article explores the second of ten stages of development in the life cycle and stages of congregational development. The cost estimate should be mandatorily converted to a project budget and the system for tracking actual project costs is also established. The worksite must be organised, with provisions for temporary buildings and services, access and delivery, storage areas and site security. The process of obtaining materials and equipment to be incorporated into the project must be initiated and arrangements for labour, the other essential resource, must be organised. With the completion of this phase, it is finally time to begin the actual field construction. Project Operations Phase. During this phase, the implementation phase, the project plan is put into motion and performs the work of the project. It is important to maintain control and communicate as needed during implementation. Progress is continuously monitored and appropriate adjustments are made and recorded as variances from the original plan. Project Close- out and termination phase. Finally, as the project nears completion, a number of special activities take place before the contractor. There are the various testing and start up tasks, the final clean up, various inspections and remedial work that may result from them and the process of closing the construction office and terminating the employment of staff. The project phases make up a project life cycle. 5 Phases of Project Management. For consumer products the product life cycle typically has five phases: introduction, growth, maturity. Six Stages of Project Life Cycle Management. A detailed program for the construction activities is prepared. In addition, a myriad of special paperwork is required, including approvals and certifications that allow the contractor to receive final payment, a set of as- built drawings that include all changes made to the original design, operating manuals, warranties and a final report. For one of the pilots, the series culminates in the chance to take the controls of the legendary British bomber, the Avro Lancaster. During training the crew make some remarkable discoveries about their grandfathers and about the men who flew with Bomber Command. Tere naina has diye.3GP.MP3. Free mp3 and video search, listen, watch and download. Search: Search 'gurutharuwa' songs for free download. Mage Hada Oba Langa Victor Rathnayake. Mage Hada Oba Langa Victor Rathnayake Visit http://LankaMusicTube.blogspot.com.
The series features moving testimony of 2. Bomber Command. Thousands of bomber crews made an extraordinary contribution to the war effort in the face of terrible odds. Night after night, they put themselves in danger as they went on bombing raids, taking the war to Germany when no one else could. More than 5. 5,0. Yet their contribution to the war effort has been frequently overlooked. Bomber Crew has at its core the story of the men of Bomber Command and their extraordinary endurance in the face of terrible odds; the program explores what motivated and sustained them through repeated, and highly dangerous, operations. Four Steps to Take before Writing a Computer Program. Programming. Four Steps to Take before Writing a Computer Program. By Wallace Wang Before you start writing a computer program, first take four critical steps to design it. By doing so, you don’t waste time writing a computer program that doesn’t work or that solves the wrong problem and isn’t worth trying to salvage afterward. With planning, you increase the odds that your computer program actually works and performs the task that you want. The following four steps are crucial to take when designing any program: Identify the problem: What problem does your program solve? If you can’t clearly state what your program does, you won’t know how to design it. Identify the user: Who’s going to use your program? Processing is a flexible software sketchbook and a language for learning how to code within the context of the visual arts. Determine the target computer: Which computer do people need to run your program? Is it a Windows computer, a Macintosh, a mainframe, a computer running Linux, a handheld Palm or Pocket PC, or a supercomputer? Determine your programming skill: Are you going to write the entire thing yourself or get help from others? If you’re going to get others to help you, which parts of the program are they going to write? Computer programming: Identify the problem. Every program solves a problem. A tax return program solves the problem of organizing and filing your taxes. A word processor solves the problem of writing, editing, formatting, and printing text. Even a video game solves the problem of keeping people amused. A program is only as useful as the problem it solves. Most programs simplify and automate an existing problem, such as a money management program that simplifies organizing and paying bills instead of using paper and an adding machine. The goal of any program is to make a specific task faster, easier, and more convenient. The only way reach that goal is to identify what task your program is trying to solve in the first place. Identify the computer program’s users. If you’re the only person who’s going to use your program, you can pretty much make your program look and act any way you want, just as long as you know how to make it work. But if you plan to give or sell your program to others, you need to know who’s going to use it. Knowing your program’s typical user is critical. If users don’t like your program for any reason, they’re unlikely to use it. Whether the program actually works is often irrelevant. By designing your program with the user in mind, you increase the odds that people use your program and (you hope) buy a copy for themselves. How to interact with a computer program is all the average person needs to know. We rank the best writing. Other programs allow you instead to type and brainstorm within the program and then export your writing to a. Computer Careers Review. Any text editor such as vi can be used to write a simple program in C. Computer Training : How to Write a. How to make a simple computer program. Even if you write a program that works perfectly, users still may ignore it because they don’t like the way it looks, they don’t understand how to give it commands, it doesn’t work the same way as the old program they currently use, the colors don’t look right to them, and so on. The goal is to make your program meet your users’ needs, no matter how weird, bizarre, or illogical they may seem (the needs — not the users). Determine the target computer for your computer program. After you identify the user, you need to know what type of computer the user intends to run the program on. The type of computer that your program runs on can determine which computer languages you can use, the hardware that your program can expect to find, and even the maximum size of your program.
If you’re writing a program to run on a Macintosh, for example, your program can take advantage of sound, color graphics, a large hard drive, and plenty of memory. You may need to rewrite that same program drastically, however, to run it on a smart phone with its limited sound capability, much simpler color graphics, and limited amount of memory and storage space. If you can copy and run your program on another computer with little or no modification, your program is considered portable. The computer language that you use to write your program can determine its portability. That’s why so many people use C/C++ — C and C++ programs tend to be more portable than other programming languages. Determine your programming skill. When designing any program, consider your programming skill. You may get a great idea for a program, but if you’re a beginner with little experience, writing your program may take a long time — if you don’t give up out of frustration first. Your programming skill and experience also determine the programming language that you choose. Experienced programmers may think nothing about writing entire programs in C or C++. But novices may need to spend a long time studying C and C++ before writing their programs, or they may choose an easier programming language, such as BASIC. Some novices take the time to learn difficult languages, such as C/C++, and then go off and write their program. Others take an easier approach and choose a simpler language such as Visual Basic so they can create (and market) their programs right away. Don’t be afraid to tackle a heavy- duty language such as C/C++, but don’t be afraid to use a simpler language such as Visual Basic either. The important goal is to finish your program so you can start using it and (possibly) start selling it to others. Many programmers create their programs by using a language such as Visual Basic and then later hire more experienced programmers to rewrite their programs in a more complex language such as C/C++, which can make the program faster and more efficient. Nissan USA Official Site: Discover the savings included with the Nissan College Grad Program. You've worked hard and Nissan wants to reward you for it! Learn more about Ford's College Rebate program and find out how you can save just by being a college student or recent graduate. Throw Off Those Caps and Gowns and Head on Over to Our Local Ford Dealership: Presenting Ford’s College Graduate Program and Student Discount Rebate. College Graduate Program at Koons Automotive. Additional. Information Dealer participation is voluntary. Dealer(s) are not. College Discount Program. To determine a. Dealer's willingness to sell vehicles through The Program, you must. Dealer directly. During. 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Ford College Student Purchase Program. Southeast Toyota College Grad Rebate Program. Induction Resource Materials – Planning an Induction Program 5 Acknowledgements The following people have provided helpful ideas, materials or comments to the Induction Resource Materials – Planning an Induction Program. Air Traffic Control One of the newest programs at Broward College, the Air Traffic Control A.S. The program follows FAA standards for. This information sheet offers an explanation about why screening volunteers is important and then practical tips for including screening procedures into the recruitment process. What are the consequences of not having the right processes in place? INDUCTION AND DETAILED ORIENTATION PLAN. FOR THE NEW ENTRANTS AT CAVINKARE. Induction is the most important phase for a new entrant. It has the most significant impact on. The overall goal of orientation is to help new employees learn about the organization as soon as possible, so that they can begin contributing. From the perspective of employers, the orientation process has several specific. Beginning Teacher Support and Assessment (BTSA) Induction BTSA Induction, an acronym for 'Beginning Teacher Support and Assessment' Induction, is a state-funded program co-sponsored by the California Department of. BCIT offers a two year diploma in Automation and Instrumentation, Electrical and Computing Engineering Technology. This is the national governing body of lacrosse in the United States with a bimonthly Lacrosse Magazine. Orientation of Employee - what is human resource ? Orientation. An introductory stage in the process of new employee assimilation, and a part of his or her continuous socialization process in an organization. Major objectives of orientation are to (1) gain employee commitment, (2) reduce his or her anxiety, (3) help him or her understand organization's expectations, and (4) convey what he or she can expect from the job and the organization. It is commonly followed by training tailored to specific job positions. See also acculturation and company orientation.- -- -www. Orientation is the planned introduction of new employees to their jobs, coworkers, and the organization. However, orientation should not be a mechanical, one- way process. Because all employees are different, orientation must incorporate a sensitive awareness of the anxieties, uncertainties, and needs of the individual. Orientation in one form or another is offered by most employers. The orientation is meant to educate new employees about the goals and. HR, benefits and payroll information. Orientation Responsibilities. Orientation requires cooperation between individuals in the HR unit and other managers and supervisors. In a small organization without an HR department, such as a machine shop, the new employee. In large organizations, managers and supervisors, as well as the HR department, should work as a team in employee orientation. Purposes of Orientation Employers. Some key purposes are: To Reduce. Startup Costs Proper orientation can help the employee get . In fact, nearly 3. HR managers agreed that orientation programs help in controlling attrition rates by developing positive outlook towards work and organisation. An effective orientation program is not a one day affair but an ongoing process which could continue up to six months of a person joining the organisation. Experts alleged that it is. Times. Jobs. com. It will. help employees to understand why they are hired and what their goals are. The overall goal of orientation is to help new employees learn about the organization as soon as possible, so that they can begin contributing. From the perspective of employers, the orientation process has several specific purposes, which are described next. Productivity enhancement. Texas Instruments found that orientation helps new employees reach full productivity. That way new employees can become more familiar with the organization and its operations even before they go through a formal orientation program. This example illustrates that orientation to the organization really begins during the recruiting and selection processes, because the way individuals are treated and what they learn about the organization during the first contacts may shape how they approach new jobs. Another facet of orientation that affects productivity is training new employees on the proper ways to perform their jobs. One construction company. But employers with effective orientation programs have found that new employees stay longer. Corning Glass identified that 7. Another firm was able to reduce annual turnover rates by 4. As pointed out in Chapter 3, turnover is costly, and if orientation helps reduce turnover, then it contributes to organizational success. Organizational Overview. Another purpose of orientation is to inform new employees about the nature of the organization. A general organizational overview might include a brief review of the organization; the history, structure, key executives, purpose, products, and services of the organization; how the employee. If the employer prepares an annual report, a copy may be given to a new employee. |
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